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Your Reverse Mortgage Estimate is:

Receive funds over time, or in a lump sum

Your remaining home equity is:

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Get up to 65% of your home value.
Exclusively from RetireBetter.

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*This calculator is for illustrative purposes only. Actual calculations may differ.

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Not sure if a reverse mortgage is right for you? Have questions about the process? Let's talk.

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Frequently Asked Questions

How do I apply for a reverse mortgage?

Get in touch with one of our reverse mortgage specialists where we will walk you through the application process and provide you with exactly how much you can receive.

How do I qualify for a reverse mortgage?

A reverse mortgage is available for those who are 55 years or older, and own their own home. Other factors are based on age, location and property type.

Can I still get a reverse mortgage if I still have a mortgage?

Yes you can. The amount available to you from a reverse mortgage is based, in part, on the amount of equity you have in your home.

What if my credit score isn't very good?

Your credit score is not part of the qualification process for a reverse mortgage. It's based on home equity, location, age and property type.

Will I end up owing more than my home is worth?

No. As long as the mortgage obligations are met, the amount you owe will never be more than the fair market value of your home.

Reverse Mortgage Facts:

No monthly payments

Retain ownership of your home

Flexible disbursement options

Funds received are tax-free

No negative equity guarantee

Why Choose Retire Better?

Fully Licensed Expert Advisors

We are members of the Centum Network, and we are fully insured and our company is licensed with all appropriate Canadian regulatory bodies.

Passionate About Helping Seniors

Retire Better was started in part, based on situations many of us have seen in our own families. We are passionate about helping others.

Transparent About Fees & Costs

We're here to answer any questions, and will be fully transparent with you about any costs or fees that will be or could be incurred.

You Won't Regret Working with Us - Read our 5 Star Reviews

RetireBetter Clients Are Happy Clients.

"My wife and I both get pensions but we were struggling to make ends meet with everything getting so expensive! Plus we were shocked to see how much my wife’s PSW was going to cost every month. After researching our options, we decided to work with RetireBetter.ca to obtain a reverse mortgage. The staff was incredibly patient and helpful, guiding us through the process step-by-step. Life is so much better now! We highly recommend RetireBetter.ca to anyone facing similar challenges"

William, Vancouver

"I wanted to help my daughter and her family purchase a home but I was worried about my own financial stability. After speaking with Sunita at RetireBetter.ca, I realized that a reverse mortgage was the perfect solution for my needs. She explained everything to me and even spoke with daughter to answer her questions. It was a great overall experience!”

John, Ottawa

"After my husband passed away, I was concerned about my ability to manage everything on my pension. After speaking with Stephanie at RetireBetter.ca, I learned about the benefits of a reverse mortgage. She helped me with everything and now I have all the financial stability I need. Stephanie really made the process stress-free for me. I highly recommend RetireBetter.ca to anyone looking for a way to live peacefully at home."

Susan, Toronto

"I wanted to buy a summer home in Florida but really didn’t want to sell my investments yet. Syed at RetireBetter.ca showed me how I could use a reverse mortgage to get what I wanted. It really was the best thing for me. They are terrific people doing terrific work---thank you, guys!”

Michael, Oakville

“I wanted to renovate my home and live there as long as I could. The people at RetireBetter.ca showed me how I could do that with a reverse mortgage. My home is perfect for my needs now and I am so comfortable and happy now!”

Elizabeth, Calgary

"Nobody tells you how expensive and stressful downsizing is and I thought that was the best way to save on costs. But I didn’t want to leave my home and lose all those memories or lose my independence. I am so happy now after getting a reverse mortgage and working with everyone at RetireBetter.ca! I still keep in touch with them and consider them my friends.”

Michelle, Mississauga