Cut Your Mortgage Payments by 100%. Access Up To 59% of Your Home's Value. Live Your Dream Retirement in Just 45 Days.

Feeling trapped by your mortgage?  Worried about running out of cash in retirement?

In ONE call, get a personalized solution that will cut your mortgage payments to ZERO and allow access to your home's equity in just 45 days!

#1

Reverse Mortgage Brokerage in Canada

#1

CHIP Reverse Mortgage Broker

+100

5 Star TrustPilot Reviews

Book Your Free Consultation
  • No Credit Check
  • No High-Pressue Sales Call

Lowest Reverse Mortgage Rates in Canada

6.49%

6.69%

6.69%

Call For Your Quote
*Exclusive Pricing - Conditions Apply

Homeowners Get Results After Speaking With Us!

$450K Approved

William, Toronto

$750K Approved

Claudette, Montreal

$515K Approved

Jason, Vancouver

We're Recommended by Homeowners
Who Got a Reverse Mortgage!

Great from start to finish
"I thought it would be just a sales call but it wasn't! RetireBetter showed me how to cut my mortgage payments and plan for retirement."
Belinda, Vancouver
Complete Professionals
"I was anxious about sharing my financial details but RetireBetter made me feel completely comfortable. 100% recommend you speak to them!"
Thomas, Oakville
They really are the experts
"They knew all the products and explained everything better than my old mortgage broker that I had used.Got me a lower rate too!"
Raj, Calgary
Faster than the Bank!
"They called me right away and I had my approval the next day! The Bank never even called me back!"
Simon, Toronto
So Polite and Patient
“RetireBetter answered all my questions and didn't pressure me.  I felt very comfortable dealing with them."
Kathy, Victoria
100% Positive Experience
"RetireBetter got me the right product at the best rate. Why would anyone not use them?"
Robert, Ottawa

Worried About Money in Retirement?
Want the Lowest Rates on Your Reverse Mortgage?
 All It Takes is One Call!

Worried about making ends meet in retirement? You’re not alone. Rising living expenses, unexpected costs and mortgage payments can make your retirement stressful.

In just one call, our licensed reverse mortgage experts will explain your reverse mortgage options and how you can stop your monthly mortgage payments and access to up to 59% of your home’s value at the best rates in Canada.

Get the lowest rate. No hidden fees. Just clear options to secure your financial freedom and enjoy the retirement you deserve.

Take the first step today and see how simple it can be to reclaim control over your money and your future.

Book Your Free Consultation

Benefits Of Using RetireBetter to Get a Reverse Mortgage

Access to Lowest Rates

No Up Front Appraisal Costs

No Extra Cost to You

Bigger Loan Approvals

Top Expertise

Why Deal with a Bank Call Centre?  
Get the VIP Treatment You Deserve!

Make 1 Call for Complete Peace of Mind & Convenience

This is RetireBetter gives you access to every reverse mortgage lender in Canada—so you don't need to contact multiple banks yourself and negotiate the best rate.  

One call is all it takes to get the best deal on your reverse mortgage.text inside of a div block.
Book Your Free Consultation

Get Lower Rates for Long Term Savings

Our high-volume relationships with lenders unock discounts you won't find anywhere else, saving you thousands over the life of your reverse mortgage.
Book Your Free Consultation

Bigger Loan Approvals for Flexibility When Your Needs Are Greater

We can request loan approvals 2-20% higher than what you could get on your own, giving you greater flexibility and mroe funds to enjoy your retirement.
Book Your Free Consultation

No Upfront Appraisal Costs for the Savings You Want

No need to pay out-of-pocket for a home appraisal.  

We can arrage for the lender to pay for the appraisal cost, so you can get your reverse mortgage without any upfront expenses.
Book Your Free Consultation

CHIP Bundles for Lower Monthly Payments & Improved Cashflow

Declined for a reverse mortgage because you have too much debt?

We can allow access to up to 65% of your home value —resulting in lower monthly payments and improved cashflow
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We Take Care of Everything for the VIP Treatment You Deserve

From application to funding, we take care of everything and make the process easy and stress-free for you.
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RetireBetter is the Best Overall Way to Get a Reverse Mortgage in Canada

Features
RetireBetter
Recommended
Bank Call Centre
Traditional Mortgage Broker
Access to Every Reverse Mortgage Lender in Canada Yes No Maybe
Provide Unbiased Expertise on Every Reverse Mortgage Product Yes No Maybe
Offer You High Volume Discounts Yes No No
Offer Savings on Upfront Appraisal Costs Yes No No
Offer You CHIP Bundles to 65% of Home Value Yes No Maybe
Offer Loan Increases between 2–20% Yes Yes Maybe
Nominated as Canada’s 2024 Reverse Mortgage Broker of the Year Yes No Maybe
2024 #1 CHIP Mtg Broker in Canada Yes No No
Book Your Free Consultation

Start Your Dream Retirement in 3 Simple Steps

Step 1

Complete Our Contact Form
Contact us for your free consulation.

We'll learn your needs and share your options during our first call.

Step 2

We'll Get Working
If you decide to proceed, we'll request some basic information and documents from you.

We'll take care of everything and update you regularly.

Step 3

Receive Your Funds
Sign the paperwork and enjoy a stress-free retirement!

We'll scedhule a day for you to meet with your lawyer, sign the paperwork and arrange for the funds to be deposited into your account.
Book Your Free Consultation

1000+ Canadians Helped

Get The Retirement You Deserve

  • Eliminate Your Mortgage Payments by 100%
  • Access Up To 59% of Your Home Value
  • Use Funds Any Way You Want
  • Lower Rates vs Direct From Bank!
  • No Up Front Appraisal Costs!

"My experience with RetireBetter...was Stress-Relief. My only regret is I didn't speak to them sooner!"

Susan Stewart

Life Changing Call
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Frequently Asked Questions

Find answers to common questions we receive.

What are the fees to get an Optional Payment Mortgage?

You must pay a setup fee to the lender, legal fees and a home appraisal fee. Seniors who get this type of a loan typically only pay for the appraisal fee out of pocket and this amount is approximately $500. The other fees can be paid from the new mortgage loan once it has been setup.

RetireBetter does not charge you for our services in arranging an Optional Payment Mortgage. We do receive compensation directly from the lender at no extra cost to you.

Contact us for more information about the fees to setup an Optional Payment Mortgage for seniors.

Can I get an Optional Payment Mortgage if I already have a mortgage?

Your existing mortgage will need to be paid off before you can access your Optional Payment Mortgage loan. You can use your own funds, the funds from your new mortgage or a combination of both to pay off your existing mortgage.

If you do not have sufficient funds of your own, then you will need to qualify for a large enough mortgage loan to pay off your existing mortgage.

RetireBetter can still help you if you do not qualify for a large enough home equity loan to pay off your existing mortgage. Contact us to explore your options in these circumstances.

What are the interest rates for an Optional Payment Mortgage?

Since this product does not have income or credit requirements, and does not require monthly repayments of any kind, the interest rates are slightly higher than interest rates for traditional mortgages but they are similar to traditoinal home equity lines of credit.

However, the interest rates remain very competitive and are much lower than credit card interest rates or personal loan rates.

Contact us to get the most current interest rates on a home equity loan for seniors.

Don't see your question? Contact us for more information.